Indonesia Investor Visa Guide
Indonesia Golden Visa & Second Home Visa: The Complete 2026 Guide
Two long-stay visa programs for foreign property investors. Different thresholds, different routes. Every requirement, cost, document and step explained.
Check Your EligibilityView PropertiesTwo Visas, Two Profiles
Indonesia introduced the Golden Visa (E28C) and Second Home Visa (E33) to give qualifying foreign nationals multi-year, renewable residence rights — no employer, no local sponsor, no language requirement. For property investors, these visas solve a real problem: you can legally own an asset in Indonesia and now freely spend time there managing it.
Second Home Visa (E33)Entry requires IDR 2 billion (~$130,000) in an Indonesian state bank deposit, or qualifying property ownership. The simpler, lower-cost route. Best for: Diaspora investors, retirees, remote workers, first-time Indonesia buyers | Golden Visa (E28C)Entry from USD 350,000 in qualifying Indonesian investment instruments. Comes with enhanced investor status, airport fast-track, and KTP OA resident ID. Best for: HNW investors seeking formal investor status and maximum flexibility |
Second Home Visa — Full Details
Financial Requirements
Option A — Bank DepositAmount: IDR 2,000,000,000 (~USD 130,000) | Option B — Property OwnershipMinimum value: IDR 5,000,000,000 (~USD 310,000) |
Duration, Family & Costs
| Item | Details |
|---|---|
| Visa term | 5 or 10 years. 5yr can extend once (10yr max total). 10yr renews indefinitely. |
| Family included | Spouse, dependent children, and parents — no additional investment required |
| State fee | ~IDR 21 million (~$130 USD) per applicant |
| Legal/consultant fee | $500–1,500 (recommended) |
| Minimum stay required | None — multi-entry, visit as often as you like |
| Path to permanent residency | Apply for ITAP after 3 years continuous residence in Indonesia |
Golden Visa (E28C) — Full Details
Investment Categories & Thresholds
| Category | 5-Year | 10-Year |
|---|---|---|
| Individual investor (bonds/shares/SOE funds) | USD 350,000 | USD 700,000 |
| Luxury apartment (Hak Pakai, 10yr only) | Not available | USD 1,000,000+ |
| Company founder (PT PMA) | USD 2.5 million | USD 5 million |
| Corporate director (MNC nominee) | USD 25 million | USD 50 million |
90-Day Rule: Once your Golden Visa is approved and you enter Indonesia, you have exactly 90 days to transfer funds into an approved Indonesian instrument and upload proof. No grace period — failure triggers automatic cancellation.
Costs
| Item | Cost |
|---|---|
| 5-year visa state fee | ~USD 800 |
| 10-year visa state fee | ~USD 1,200 |
| Legal/immigration consultant | USD 3,000–8,000 |
| Income requirement | USD 5,000+/month |
Side-by-Side Comparison
| Factor | Second Home Visa | Golden Visa |
|---|---|---|
| Minimum cost | ~$130,000 deposit | $350,000 (5yr individual) |
| Term | 5 or 10 years | 5 or 10 years |
| Family included | Spouse, children, parents | Spouse + children under 18 |
| Minimum stay required | None | None |
| Airport fast-track | No | Yes (Jakarta, Bali) |
| Resident ID (KTP OA) | No | Yes |
| Tax residency trigger | 183+ days/year | 183+ days/year |
| Path to permanent residency | ITAP after 3 years | ITAP fast-track |
| Best for Medan investors | Most buyers — simpler & lower cost | HNW investors wanting full investor status |
Application Process & Documents
Second Home Visa — Documents
| Golden Visa — Documents
|
Timeline: Apply online via immigration.go.id while outside Indonesia. Processing: 2–6 weeks. On arrival receive ITAS stamp. Within 90 days transfer qualifying funds and upload proof. Total activation: 4–8 weeks.
⚠ Tax Implications
Neither visa automatically makes you an Indonesian tax resident. However, spending 183+ days per year in Indonesia triggers worldwide income taxation under Indonesian law. Under 183 days: only Indonesian-sourced income (e.g. rental income — typically 10% withholding) is taxed locally. Double Taxation Agreements exist with Malaysia and Singapore.
Practical note: If you are a Malaysian or Singaporean buyer visiting Medan 2–3 times a year to manage your property, you are highly unlikely to trigger Indonesian tax residency. The 183-day threshold mainly affects those planning to live in Indonesia full-time.
Frequently Asked Questions
Can I use a Medan property to qualify for the Golden Visa?
Generally not at current Medan price levels. The property route requires a luxury apartment worth USD 1,000,000+ on Hak Pakai title. The individual investor route (USD 350,000 in bonds/SOE funds) is more practical — you can do this alongside a separate Medan property purchase as your primary asset.
Which visa suits a Malaysian or Singaporean buyer in Medan?
For most buyers, the Second Home Visa is the practical starting point. A bank deposit of IDR 2 billion (~$130,000) in an Indonesian state bank satisfies the requirement — lower total commitment than the Golden Visa and simpler to arrange.
Do I need to live in Indonesia to keep the visa?
No. Neither visa has a minimum physical presence requirement. Both are multi-entry. You can live in Malaysia or Singapore and visit Medan freely without risking visa status.
Can my family come with me?
Yes. Second Home Visa: spouse, children, and parents. Golden Visa: spouse and children under 18. No additional investment required for family members.
What is the path to permanent residency?
After 3 years of continuous residence in Indonesia you may apply for ITAP (Indonesian permanent residency), renewable every 5 years.
Combine Your Visa With a Medan Property Investment
ASEAN Estates handles the property side. We can introduce you to trusted immigration specialists in Medan who manage the visa application end-to-end. One conversation — both covered.
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